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Ebay credit

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Anybody using that Ebay credit? It may be Paypal, now that I think about it. Regardless, I wanna start some credit, but I heard the interest rate was re-damn-diculous. But it can help me quickly get my stereo. Don't worry, I work and can save the dough, but everyone needs credit

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I don't use it, but, some times companies offer no interest for x amount of months, see if they offer something in that nature. that way you get build your credit while avoiding that interest rate. That goes for anything really, you just want to avoid that interest at all cost or lowest as possible while trying to build your credit. If you have zero credit then this may or may not be an option for you.

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you can apply for a paypal credit card and pay around 24% interest

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Stuff doesn't get much better for a beginner, so I may check this out soon. I've done a little bit of research

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I applied for the "pay later" option when i had no credit and was denied. May not have made enough money back then though. Interest rates are crazy most anywhere. My USAA credit card started at 9.9%. If you're able to get an account with them I would reccomend it.

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If you can take advantage of a no interest for x months deal I would go for it if you can pay it back in x months. I've been doing this for a while and its building credit, and also giving me things I want instantly :). Credit is only a bad thing when you don't have the cash to pay it off before the interest hits.

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I applied for the "pay later" option when i had no credit and was denied. May not have made enough money back then though. Interest rates are crazy most anywhere. My USAA credit card started at 9.9%. If you're able to get an account with them I would reccomend it.

could you pm me what you had to do and what option you chose?

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No need to PM. You just have to be in, or have a parent in the army to become a member. Possibly a grandparent, i can't remember. That's why I said, "If you're able...".

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No need to PM. You just have to be in, or have a parent in the army to become a member. Possibly a grandparent, i can't remember. That's why I said, "If you're able...".

any branch of the military

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No need to PM. You just have to be in, or have a parent in the army to become a member. Possibly a grandparent, i can't remember. That's why I said, "If you're able...".

any branch of the military

thanx.gif

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