layaway or payments?

[aimone 4]

so i was wondering its easier for me to make payments over a period of time than it is to save the money to buy quality like sundown or fi.

do any of these companies do that?

[jcarter1885 995]

so i was wondering its easier for me to make payments over a period of time than it is to save the money to buy quality like sundown or fi.

do any of these companies do that?

I doubt that they do but your best bet is to contact them through email and share voice your concerns.

[KU40 173]

Have to save. Not to sound like a dick, but you have to learn to do that at some point in life. But if you really want to defer payment, get a credit card.

[Notorious97200 339]

Have to save. Not to sound like a dick, but you have to learn to do that at some point in life. But if you really want to defer payment, get a credit card.

x2

[shakes 2]

Never buy something you don't need on credit.

[aimone 4]

just thought it was worth a shot to ask. i could get a credit card but i know how that would end up me owing a lot of money

[nem 2,019]

Why don't you give that money to a person you trust or a bank. Make regular payments and keep track of them so you know when you have saved enough. Credit cards can be a good TOOL, but often end up being burdon.

[KU40 173]

Again, you have to learn financial responsibility at some point. Drill into your head that you can't use the credit card without knowing exactly from where and when the money to pay it off will come from, and you'll be fine. In fact it's advisable to get a credit card at some point early on in life and buy little things with it and pay it off right away, just so that you can begin building credit. Your credit score can be your best friend or your worst enemy. Become determined to be responsible with a credit card and it can be very useful tool.

[Kanaworm$ 292]

Again, you have to learn financial responsibility at some point. Drill into your head that you can't use the credit card without knowing exactly from where and when the money to pay it off will come from, and you'll be fine. In fact it's advisable to get a credit card at some point early on in life and buy little things with it and pay it off right away, just so that you can begin building credit. Your credit score can be your best friend or your worst enemy. Become determined to be responsible with a credit card and it can be very useful tool.

X2

[chrisommer 4]

I will buy what ever you need and keep it until you pay me with 25 percent interest

seriously though, you need to learn how to save and budget your money. Like they said, don't use a credit card for something you don't need! If you can handle having one just to build your credit, then I would advise doing that. But if you know your going buy a bunch of crap you cant pay for DO NOT DO IT!!!!

[Beatdown337 0]

man just the word credit card makes me shiver after all the retarded things i did in the past

[Dan208 23]

man just the word credit card makes me shiver after all the retarded things i did in the past

x2. Ours will finally be paid off this spring, after about 10 years of trying to get it paid off. Never again. Like everyone already said, save and then buy. You'll feel better in the end knowing that the stuff is yours and you don't owe anyone for it.

[jcarter1885 995]

man just the word credit card makes me shiver after all the retarded things i did in the past

x2. Ours will finally be paid off this spring, after about 10 years of trying to get it paid off. Never again. Like everyone already said, save and then buy. You'll feel better in the end knowing that the stuff is yours and you don't owe anyone for it.

x3, that is my goal now only buy what I have cash for or I dont need it.

[Impious 1,476]

man just the word credit card makes me shiver after all the retarded things i did in the past

x2. Ours will finally be paid off this spring, after about 10 years of trying to get it paid off. Never again. Like everyone already said, save and then buy. You'll feel better in the end knowing that the stuff is yours and you don't owe anyone for it.

Not to sound like a dick, but the credit card wasn't the problem. Your irresponsible use of it was.

Credit cards aren't evil if used properly. And as KU40 said; they are a good tool to begin building credit with and helping your credit score in the long run when used responsibly.

[Dan208 23]

Not to sound like a dick, but the credit card wasn't the problem. Your irresponsible use of it was.

It wasn't really irresponsible use, just overuse. Irresponsible use would be not making payments or constantly making late payments, neither of which we have ever done.