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Penguin4x4

SSA Regular
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Everything posted by Penguin4x4

  1. Penguin4x4

    Welcome to the IHoP

    you know if I park my car in the commuter lot at 10:40 on the nose, I mean on the lot, parked, me out of the car, bag in hand at 10:40, I shouldn't be 15 god damn minutes late to my fucking 11:00AM class
  2. Penguin4x4

    Welcome to the IHoP

    Doing finance homework is depressing
  3. Penguin4x4

    Welcome to the IHoP

    np: Pharcyde - Passin' Me By ole school yo
  4. Penguin4x4

    Welcome to the IHoP

    crossfire looks like a set of cock n balls on wheels
  5. Penguin4x4

    shopping for audio for a party bus.

    Prison bus is putting it lightly, yeeeeeesh
  6. Penguin4x4

    Welcome to the IHoP

    so, if you put 50,000 down payment (20%) and a 15 year mortgage PMT = 200,000 / [(1-((1.00708333)^-180)/.00708333] Payment = $1969.48 50,000 down payment + (1969.48 * 12 * 1.00708333 * 15) = 407,157.20 total investment?
  7. Penguin4x4

    Welcome to the IHoP

    is it nerdy of me to keep reanalyzing the problem like this?
  8. Penguin4x4

    Welcome to the IHoP

    true
  9. Penguin4x4

    Welcome to the IHoP

    basically get a 15 year mortgage, or buy the property outright in one fell swoop
  10. Penguin4x4

    Welcome to the IHoP

    cool also fuck banks god damnit thats a shit load of ass reaming
  11. Penguin4x4

    Welcome to the IHoP

    Big down payments are nice things Wow, you mean my math was right?
  12. Penguin4x4

    Welcome to the IHoP

    Next gen Escalade is going Lambda
  13. Penguin4x4

    Welcome to the IHoP

    Alright, so $250,000 home 30 year mortgage 8.5% APR PMT = PVA / [(1-((1.00708333)^-360)/.00708333] Payments = $1,922.28 per month therefore 1922.28 * 12 * 1.00708333 * 30 = 696821.10 So, after the thirty years you essentially pay the bank $696,821.10 for a $250,000 piece of property? (No, not buying a house, Finance Homework)
  14. Penguin4x4

    Welcome to the IHoP

    Tom Brady = Fucking Owned
  15. Penguin4x4

    Welcome to the IHoP

    Digital Audio Player
  16. Penguin4x4

    Welcome to the IHoP

    and yes I am an old fogey for using a transistor radio instead of a DAP can't beat it for 5 bucks
  17. Penguin4x4

    Welcome to the IHoP

    finally got around to replacing my pocket size transistor radio. *insert completely obvious Radio reference here*
  18. Penguin4x4

    Welcome to the IHoP

    Public Service Announcement: If you're going to tint your taillights, please do not make them solid black. Especially if you frequent US59 at night. Damn near sent that prick to the promised land, fucker...
  19. Penguin4x4

    Welcome to the IHoP

    Mata ne! yasashiku onegaishimasu, goshujin-sama
  20. Penguin4x4

    Welcome to the IHoP

    spicy pork cutlets, cheesy rice and beans, nom
  21. Penguin4x4

    Welcome to the IHoP

    judging from the way they're talking their combined IQ is probably about the same as mine
  22. Penguin4x4

    Welcome to the IHoP

    A pack of wild Amazons just pulled into the parking lot of my apartment complex
  23. Penguin4x4

    Welcome to the IHoP

    I loves me some orange peel chicken made by a real chinese chef damn good rice as well
  24. Penguin4x4

    Hurricane Gustav

    which is why I stocked up early
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